FREE SGI Restricted Auto Basic Questions and Answers

Question 1

Saskatchewan, there is no need for a facility since

Accepted Answer

SGI covers all drivers, even those who are higher risk

Answer

Studying full time

Answer

Registrations can be done for as little as 28 days and up to a year

Answer

Benefits are indexed

Question 2

An injured party may be held partially responsible for their injuries if they sue another party.

Accepted Answer

TRUE

Answer

FALSE

Question 3

The goal of Safe Driver Recognition is to:

Accepted Answer

Reward safe drivers and impose extra charges on risky drivers

Answer

Replace traffic fines

Answer

Provide incentives for businesses to hire good drivers

Answer

Increase revenue to SGI

Question 4

It is permissible under privacy regulations to discuss clients' private matters within your company.

Accepted Answer

FALSE

Answer

TRUE

Question 5

There is no liability insurance if a car is registered as 5000 KG GVW but weighs 6000 KG in reality.

Accepted Answer

TRUE

Answer

FALSE

Question 6

The mechanism that gives citizens of Saskatchewan the option between Tort and No Fault is known as:

Accepted Answer

Injury choice

Answer

Reduced No Fault Option

Answer

Facility

Answer

Joint liability

Question 7

Residents of Saskatchewan can select between No Fault and Tort under a system known as Physical damage coverage, which is (select all that apply):

Accepted Answer

Mandatory in Saskatchewan

Answer

Mandatory in all Canadian provinces

Answer

For collisions only

Answer

On a replacement cost basis

Question 8

A high earner who is unmarried and has no dependents will receive a smaller death benefit than a low earner who has a spouse and five little children.

Accepted Answer

FALSE

Answer

TRUE

Question 9

Which of the subsequent is NOT a crucial component of liability?

Accepted Answer

Moral Responsibility

Answer

Damages

Answer

Negligence

Answer

Third Party

Question 10

Which of the following statements is true?

Accepted Answer

Electronic equipment is covered up to $1500 but radar detectors are excluded

Answer

Electronic equipment is excluded but radar detectors are covered up to $1500

Answer

All electronic equipment is excluded

Answer

Electronic equipment including radar detectors is limited to $1500.