SAAQ Insurance & Claims Management

Question 1

What is the minimum required auto insurance coverage in Quebec?

Accepted Answer

$50,000.

Answer

$25,000.

Answer

$100,000.

Answer

$500,000.

Question 2

What does Quebec’s public auto insurance cover?

Accepted Answer

Personal injury claims.

Answer

Vehicle repairs only.

Answer

Roadside assistance.

Answer

Towing services.

Question 3

What should you do immediately after being involved in a minor car accident?

Accepted Answer

Exchange information and document the accident.

Answer

Leave the scene if there are no injuries.

Answer

Call the police for all accidents.

Answer

Ignore reporting if damages are minor.

Question 4

Which factor can influence your auto insurance premium in Quebec?

Accepted Answer

Past claims and driving history.

Answer

The color of the vehicle.

Answer

The number of passengers in the car.

Answer

The type of gasoline used.

Question 5

What is a deductible in auto insurance?

Accepted Answer

The amount paid before insurance coverage kicks in.

Answer

A fee paid monthly to the insurer.

Answer

A penalty for filing a claim.

Answer

The total amount an insurer will pay for damages.

Question 6

How does Quebec’s no-fault insurance system work?

Accepted Answer

All injury claims are covered by the SAAQ, regardless of fault.

Answer

Only at-fault drivers receive compensation.

Answer

Fault must always be determined before compensation.

Answer

Only property damage is covered under no-fault insurance.