FEMA FEMA Hazard Mitigation 2

Question 1

What is the FEMA Flood Map Modernization program's primary purpose?

Accepted Answer

To produce accurate, current Flood Insurance Rate Maps (FIRMs) to guide floodplain management

Answer

Flood Map Modernization produces and maintains updated FIRMs that identify flood risk and guide community floodplain management.

Question 2

What is a Special Flood Hazard Area (SFHA)?

Accepted Answer

Land that FEMA has determined has a 1% or greater annual chance of flooding (100-year floodplain)

Answer

SFHAs are the 1% annual chance floodplain, also called the 100-year floodplain, shown as Zone A or V on flood maps.

Question 3

Which FEMA mitigation program helps communities acquire and demolish properties in flood-prone areas?

Accepted Answer

Hazard Mitigation Grant Program (HMGP) property acquisition projects

Answer

HMGP-funded property acquisition permanently removes structures from flood-prone areas and converts land to open space.

Question 4

What is the 'Build Back Better' principle in FEMA post-disaster recovery?

Accepted Answer

Rebuilding to standards that reduce future disaster risk rather than simply restoring the pre-disaster condition

Answer

Build Back Better integrates mitigation into the recovery process to reduce vulnerability to future disasters.

Question 5

What is a Community Rating System (CRS) and how does it benefit NFIP policyholders?

Accepted Answer

A voluntary NFIP program where communities earn flood insurance discounts for implementing flood management activities beyond minimum requirements

Answer

CRS rewards communities that exceed minimum NFIP requirements with premium discounts of 5-45% for their policyholders.

FEMA - Certified Federal Emergency Management Agency First Responder Practice Test