FEMA FEMA Individual Assistance Programs 1

Question 1

What is FEMA's Individuals and Households Program (IHP)?

Accepted Answer

A program providing financial and direct services to disaster survivors who cannot meet basic needs

Answer

A program for federal employee disaster benefits

Answer

A homeowner's insurance replacement program

Answer

A FEMA staff housing allocation program

Question 2

Which component of FEMA's IHP provides funds for temporary housing after a disaster?

Accepted Answer

Housing Assistance (HA)

Answer

Other Needs Assistance (ONA)

Answer

Public Assistance (PA)

Answer

Hazard Mitigation Grant Program (HMGP)

Question 3

What is the maximum IHP Housing Assistance amount adjusted for annually by FEMA?

Accepted Answer

It is adjusted based on the Consumer Price Index (CPI) each year

Answer

It is a fixed $10,000 that never changes

Answer

It is determined solely by the state governor

Answer

It is unlimited based on need

Question 4

What does FEMA's Transitional Sheltering Assistance (TSA) program provide?

Accepted Answer

Temporary hotel or motel accommodations for disaster survivors who cannot return to their homes

Answer

Long-term housing vouchers

Answer

Mobile home units only

Answer

Assistance for federal employees displaced by disasters

Question 5

To be eligible for FEMA Individual Assistance, a survivor's home must be their:

Accepted Answer

Primary residence

Answer

Second home or vacation property

Answer

Investment property

Answer

Any property they own

Question 6

What is FEMA's role when a survivor has insurance coverage for their disaster losses?

Accepted Answer

FEMA may provide assistance for needs not covered by insurance after the insurance claim is settled

Answer

FEMA pays first and recovers from the insurance company later

Answer

FEMA denies all assistance to insured survivors

Answer

FEMA replaces the insurance policy entirely