FEMA FEMA Hazard Mitigation 2 — Questions and Answers
Question 1: What is the FEMA Flood Map Modernization program's primary purpose?
- To produce accurate, current Flood Insurance Rate Maps (FIRMs) to guide floodplain management (Correct answer)
- To provide free flood insurance to communities
- To buy out all properties in flood zones
- To build flood control infrastructure
Correct answer: To produce accurate, current Flood Insurance Rate Maps (FIRMs) to guide floodplain management
Flood Map Modernization produces and maintains updated FIRMs that identify flood risk and guide community floodplain management.
Question 2: What is a Special Flood Hazard Area (SFHA)?
- Land that FEMA has determined has a 1% or greater annual chance of flooding (100-year floodplain) (Correct answer)
- Any area that has flooded in the past 50 years
- Land adjacent to any river or stream
- Areas with a 10% annual flood probability
Correct answer: Land that FEMA has determined has a 1% or greater annual chance of flooding (100-year floodplain)
SFHAs are the 1% annual chance floodplain, also called the 100-year floodplain, shown as Zone A or V on flood maps.
Question 3: Which FEMA mitigation program helps communities acquire and demolish properties in flood-prone areas?
- Hazard Mitigation Grant Program (HMGP) property acquisition projects (Correct answer)
- Individual Assistance program
- National Flood Insurance Program (NFIP)
- FEMA Corps
Correct answer: Hazard Mitigation Grant Program (HMGP) property acquisition projects
HMGP-funded property acquisition permanently removes structures from flood-prone areas and converts land to open space.
Question 4: What is the 'Build Back Better' principle in FEMA post-disaster recovery?
- Rebuilding to standards that reduce future disaster risk rather than simply restoring the pre-disaster condition (Correct answer)
- Restoring everything exactly as it was before the disaster
- Building larger and more expensive structures after disasters
- Deferring all rebuilding decisions to future generations
Correct answer: Rebuilding to standards that reduce future disaster risk rather than simply restoring the pre-disaster condition
Build Back Better integrates mitigation into the recovery process to reduce vulnerability to future disasters.
Question 5: What is a Community Rating System (CRS) and how does it benefit NFIP policyholders?
- A voluntary NFIP program where communities earn flood insurance discounts for implementing flood management activities beyond minimum requirements (Correct answer)
- A FEMA rating system for emergency managers
- A flood damage assessment scale
- A credit scoring system for disaster loans
Correct answer: A voluntary NFIP program where communities earn flood insurance discounts for implementing flood management activities beyond minimum requirements
CRS rewards communities that exceed minimum NFIP requirements with premium discounts of 5-45% for their policyholders.
Question 6: How often must local Hazard Mitigation Plans be updated to maintain eligibility for FEMA mitigation grants?
- Every 5 years (Correct answer)
- Every year
- Every 10 years
- Only after a presidentially declared disaster
Correct answer: Every 5 years
DMA 2000 requires local Hazard Mitigation Plans to be reviewed and resubmitted every 5 years for FEMA approval.
FEMA FEMA Hazard Mitigation 2
What is the FEMA Flood Map Modernization program's primary purpose?