Under the Fair Credit Reporting Act (FCRA), before taking adverse action based on a background check, an employer must:
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A
Notify the state labor department and wait 30 days
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B
Provide the applicant a pre-adverse action notice, a copy of the report, and a summary of FCRA rights
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C
Obtain written consent from the applicant after the hiring decision
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D
Destroy the background check report immediately