Tenant Screening & Lease Agreements Flashcards
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Read the first 7 Tenant Screening & Lease Agreements flashcards as text
Under the FCRA, what must a landlord provide when denying an applicant based in whole or part on a consumer report?
Answer: An adverse action notice naming the reporting agency and the right to a free copy within 60 days
The FCRA requires an adverse action notice that identifies the consumer reporting agency and explains the applicant's right to a free report and to dispute errors.
Which of the following is a protected class under the federal Fair Housing Act?
Answer: Familial status
Familial status, meaning households with children under 18 or pregnant persons, is one of the seven federally protected classes.
Applying written screening criteria identically to every applicant primarily protects a leasing office against which claim?
Answer: Disparate treatment discrimination
Consistent, documented criteria show that every applicant was treated the same, which defends against disparate treatment claims.
Which criminal-history screening practice best aligns with HUD's Fair Housing Act guidance?
Answer: Considering only convictions and weighing the nature, severity, and recency of the offense
HUD warns that blanket bans and arrest-only denials can cause unlawful disparate impact, so it favors individualized review of relevant convictions.
Rent is $1,500 per month and the property requires gross income of 3 times the rent. What is the minimum gross monthly income an applicant needs?
Answer: $4,500
$1,500 multiplied by 3 equals $4,500 in gross monthly income.
A community with a no-pet policy receives a request for an emotional support animal from an applicant with a disability-related need. What should the leasing office do?
Answer: Evaluate it as a reasonable accommodation request and not charge pet fees
Under the FHA, assistance animals are not pets, so landlords must consider them as reasonable accommodations and cannot charge pet deposits or pet rent.
Why do leasing professionals often check references with an applicant's previous landlord in addition to the current landlord?
Answer: The current landlord may give a favorable reference just to get rid of a problem tenant
A current landlord may have a motive to give a glowing reference to a problem tenant, so a prior landlord's reference is often more objective.
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