Technology in Real Estate Flashcards
7 cards from real CRLS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Technology in Real Estate flashcards as text
Which federal law gives electronic signatures on a residential lease the same legal effect as handwritten signatures in interstate commerce?
Answer: The ESIGN Act
The Electronic Signatures in Global and National Commerce (ESIGN) Act of 2000 validates e-signatures and electronic records in commerce.
Before sending a lease electronically under ESIGN, what must a leasing agent generally obtain from the consumer?
Answer: Affirmative consent to receive records electronically
ESIGN requires consumer consent to electronic records after disclosure of their rights, including the right to paper copies.
A tenant receives an email appearing to be from the property manager with new wiring instructions for the security deposit. What is the best practice?
Answer: Verify the instructions by calling a known, previously verified phone number
Wire fraud schemes rely on spoofed emails, so payment changes should be confirmed through an independent, trusted channel.
Which feature of a property management platform most directly reduces late rent payments?
Answer: Automatic recurring ACH payments with reminders
Autopay and automated reminders make on-time payment the default behavior for residents.
When an applicant is denied based on information in a tenant screening report, what does the FCRA require the landlord to provide?
Answer: An adverse action notice identifying the consumer reporting agency
Under the FCRA, adverse action notices must name the reporting agency and inform the applicant of their right to a free report and to dispute errors.
Which security measure best protects a leasing office's online portal from stolen-password attacks?
Answer: Multi-factor authentication
MFA requires a second verification factor, so a stolen password alone cannot grant access.
A digital ad platform lets a leasing agent exclude users by age, family status, or zip code demographics. Why is using these exclusions risky?
Answer: Targeting that excludes protected classes can violate the Fair Housing Act
HUD has treated discriminatory ad targeting as a Fair Housing Act violation, including in its 2019 charge against Facebook.
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