Fair Housing Laws & Regulations Flashcards

A community advertises as 55+ housing under HOPA. What occupancy threshold must it meet?

Answer: At least 80% of occupied units have at least one person 55 or older

HOPA 55+ housing requires at least 80% of occupied units to have one resident aged 55 or older, plus published policies and age verification.

Which ad wording is most likely to violate the Fair Housing Act?

Answer: Perfect for mature adults, no children

Stating 'no children' shows a preference based on familial status, while HUD guidance accepts terms like 'master bedroom' and 'walking distance.'

Familial status protection under the FHA covers which of the following?

Answer: A pregnant woman and a person securing legal custody of a child under 18

Familial status protects households with children under 18, pregnant persons, and those in the process of securing custody.

HUD's 'Keating Memo' guidance generally treats which occupancy standard as reasonable?

Answer: Two persons per bedroom, subject to other factors

Two persons per bedroom is a general guideline, adjusted for factors like bedroom size, children's ages, and unit layout.

A leasing agent shows families with young children only the units next to the playground on the first floor. This practice is best described as:

Answer: Steering

Steering directs people toward or away from certain areas or units based on a protected class, such as familial status.

Which practice involves inducing owners to sell or rent by claiming that members of a protected class are moving into the neighborhood?

Answer: Blockbusting

Blockbusting, also called panic peddling, profits from fear about neighborhood demographic change.

Which source of income protection applies under the federal Fair Housing Act?

Answer: Source of income is not a federally protected class, though many states and cities protect it

Federal law does not list source of income, but many state and local laws prohibit refusing voucher holders.