CRCM Study Guide 2026
Everything you need to pass the CRCM exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
CRCM exam key facts
- The CRCM exam has 200 questions. Source
- Candidates get 4 hours to complete the CRCM exam. Source
- The CRCM exam is scored on a scale from 200 to 800, and the passing score is 500. Source
- The CRCM exam costs $815 for both ABA members and non-members, and a denied application is refunded minus a $100 application fee. Source
- CRCM candidates must allow at least 3 months between the start dates of their last window and their retake window, and must pass within 3 years of their first attempt or pay for a new application and the full fee. Source
- The CRCM stays in good standing as long as the holder earns 60 CE credits every three years, pays the annual fee and follows the ABA Professional Code of Ethics. Source
📋 CRCM Exam Format at a Glance
📚 CRCM Topics to Study (25)
✍️ Sample CRCM Questions & Answers
1. A bank's BSA/AML compliance program must be approved and overseen by whom?
BSA regulations require that the BSA/AML compliance program be approved and overseen by the board of directors or a senior committee.
2. Which of the following categories of workers needs to get instruction on how to utilize W-9 forms precisely?
W-9 forms are used to collect taxpayer identification information from individuals or entities that may be subject to certain reporting requirements, such as providing payments or income to them. The purpose of the W-9 form is to obtain the recipient's correct taxpayer identification number (TIN) and other relevant information for tax reporting purposes.
3. Under the CARD Act (Credit CARD Act of 2009), credit card issuers must provide how much advance notice before increasing an interest rate?
The CARD Act requires 45 days advance notice before a credit card issuer can increase an interest rate or make other significant changes.
4. In IFPUG counting, a Record Element Type (RET) is used to measure complexity of which function type?
RETs are subgroups of logically related data within an ILF or EIF, and they are used along with DETs to determine the complexity of Data Functions.
5. Which federal agencies are responsible for conducting CRA examinations?
The three primary federal bank regulators — the Federal Reserve (state member banks), OCC (national banks and federal thrifts), and FDIC (state nonmember banks) — each conduct CRA examinations for their supervised institutions.
6. Under the GLBA, which of the following is considered 'nonpublic personal information' (NPI)?
NPI includes any financial information a customer provides to a financial institution, such as account balances and transaction data, that is not publicly available.
🎯 Free CRCM Practice Tests
📖 CRCM Guides & Articles
What Practice Test Geeks adds beyond an AI chat for CRCM
An AI chatbot can quiz you, but it can't reproduce the exam conditions or keep your record. Here you get:
- A timed, full-length CRCM mock exam — 200 questions in 240 minutes with a 70% pass mark, modeled on the official exam's question count and time limit, followed by a score report broken down by exam domain.
- A fixed CRCM question bank: the same test every attempt, so your score is comparable from one try to the next instead of changing with every regenerated quiz.
- Progress saved on your device: completed tests, scores and missed questions stay in My Progress, so you can retake only what you got wrong.
- A printable CRCM cheat sheet you can print or save as a PDF.
- CRCM flashcards built from the same question bank.
- Free CRCM practice tests with the correct answer shown after each question.
How this page was made: written with AI tools and published by Nathan Beja, founder of Practice Test Geeks, who is responsible for its content. Exam facts are checked against the official sources listed below. Not reviewed by a subject-matter expert. Editorial policy
Sources & references
Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy
- aba.com — Score validity, test delivery, fees, registration deadline, retake fee, retake policy, test dates, exam format, passing score, score release · verified Oct 2026