CRC Disability Benefits, Workers' Compensation & Return-to-Work 2

Question 1

An SSDI beneficiary begins working and earns above the trial work period threshold. How many trial work months may they use before benefits are affected?

Accepted Answer

9 months within a rolling 60-month period

Answer

The SSDI trial work period allows 9 months (not necessarily consecutive) of earnings tested within a rolling 60-month window without loss of benefits.

Question 2

After the trial work period ends, which SSDI work incentive provides a period during which benefits can be reinstated for any month earnings fall below SGA?

Accepted Answer

Extended Period of Eligibility

Answer

The 36-month Extended Period of Eligibility (EPE) pays benefits for months earnings fall below SGA without a new application.

Question 3

A former SSDI beneficiary whose benefits ended due to work has to stop working because of the same impairment. Within what period may they request Expedited Reinstatement?

Accepted Answer

5 years

Answer

Expedited Reinstatement may be requested within 5 years of benefit termination and provides up to 6 months of provisional benefits.

Question 4

In workers' compensation, which benefit category typically applies when a worker is completely unable to work while healing but is expected to improve?

Accepted Answer

Temporary total disability

Answer

Temporary total disability (TTD) replaces part of lost wages while the worker cannot work during the healing period.

Question 5

The point at which a treating physician determines an injured worker's condition has stabilized and is unlikely to improve with further treatment is called:

Accepted Answer

Maximum medical improvement

Answer

Maximum medical improvement (MMI) marks stabilization and often triggers the shift from temporary to permanent benefit determinations.

CRC - Certified Rehab Counselor Practice Test

CRC - Certified Rehab Counselor Practice Test

CRC Disability Benefits, Workers' Compensation & Return-to-Work 2