COHN COHN Workers Compensation and Legal Aspects 2

Question 1

What is 'subrogation' in the context of workers' compensation?

Accepted Answer

The insurer's right to recover costs from a liable third party

Answer

Subrogation allows the workers' compensation insurer to seek reimbursement from a third party whose negligence contributed to the worker's injury.

Question 2

Which of the following best describes 'light duty' work in occupational health?

Accepted Answer

Modified job tasks assigned to an employee within their medical restrictions

Answer

Light duty assignments accommodate the injured worker's medical restrictions while keeping them productive and facilitating their recovery.

Question 3

What is the role of an independent medical examination (IME) in workers' compensation?

Accepted Answer

To obtain an objective medical opinion on diagnosis, causation, or work capacity

Answer

An IME is performed by a neutral physician to provide an unbiased assessment of the worker's condition, causation, or ability to return to work.

Question 4

The FMLA entitles eligible employees to up to how many weeks of unpaid, job-protected leave per year?

Accepted Answer

12 weeks

Answer

FMLA provides eligible employees up to 12 weeks of unpaid leave per year for qualifying medical and family reasons.

Question 5

Which document is typically the first step in initiating a workers' compensation claim?

Accepted Answer

A first report of injury (FROI) filed by the employer

Answer

The FROI is the employer's official notification to the workers' compensation insurer that a workplace injury or illness has occurred.

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