CFS FEMA Regulations & NFIP Compliance 2

Question 1

Under the NFIP, what is the minimum required freeboard above the Base Flood Elevation (BFE) for new residential construction in a Zone AE?

Accepted Answer

0 feet — structures need only meet BFE

Answer

FEMA's minimum standard is that the lowest floor must be at or above BFE; any freeboard is a community or state add-on, not a federal NFIP requirement.

Question 2

A community receives a Letter of Final Determination (LFD) from FEMA. What does this signify?

Accepted Answer

A FIRM revision has been finalized and will become effective in 6 months

Answer

An LFD notifies the community that a revised FIRM has been finalized and will become effective 6 months after the LFD date.

Question 3

Which NFIP flood zone designation indicates a 0.2% annual chance flood area with no established BFE?

Accepted Answer

Zone X (shaded)

Answer

Shaded Zone X (formerly Zone B) represents the 0.2% annual chance (500-year) flood area where BFEs are not determined.

Question 4

Under 44 CFR Part 60, what is the NFIP definition of 'substantial improvement' for an existing structure?

Accepted Answer

Any reconstruction or improvement whose cost equals or exceeds 50% of market value

Answer

Substantial improvement means any reconstruction, rehabilitation, addition, or improvement of a structure whose cost equals or exceeds 50% of the market value of the structure.

Question 5

A Conditional Letter of Map Amendment (CLOMA) is issued by FEMA for what purpose?

Accepted Answer

To indicate a structure or parcel would be excluded from the SFHA if a proposed project is built as shown

Answer

A CLOMA is a pre-construction determination that a proposed lot or structure, if built as proposed, would be excluded from the SFHA.

(CFS) Certified Floodplain Surveyor Practice Test

(CFS) Certified Floodplain Surveyor Practice Test

CFS FEMA Regulations & NFIP Compliance 2