CFS FEMA Map Amendment & Revision Processes

Question 1

What is the primary purpose of a Letter of Map Amendment (LOMA)?

Accepted Answer

To remove a structure or parcel inadvertently included in the SFHA based on natural ground elevation above the BFE

Answer

To revise FEMA flood maps when fill material has been placed on a property

Answer

To propose conditional flood map changes before a construction project begins

Answer

To update floodway boundaries following new hydraulic modeling

Question 2

Which FEMA administrative process applies when fill material has been placed on a property to elevate it above the Base Flood Elevation?

Accepted Answer

Letter of Map Revision Based on Fill (LOMR-F)

Answer

Letter of Map Amendment (LOMA)

Answer

Conditional Letter of Map Revision (CLOMR)

Answer

Physical Map Revision (PMR)

Question 3

The MT-EZ form is the simplified LOMA application appropriate for which situation?

Accepted Answer

A single lot or single structure on natural grade not involving fill

Answer

Multiple lots requiring full hydraulic analysis and BFE revision

Answer

Floodway boundary revisions affecting an entire community

Answer

Coastal high hazard area (Zone VE) amendments

Question 4

What elevation value is critical when submitting a LOMA application for a structure?

Accepted Answer

The Lowest Adjacent Grade (LAG) elevation compared to the Base Flood Elevation

Answer

The highest adjacent grade elevation on the parcel

Answer

The top of lowest floor elevation only, without reference to adjacent grade

Answer

The crown of the nearest road relative to the floodplain

Question 5

Unlike a LOMR, a LOMA typically becomes effective:

Accepted Answer

Immediately upon FEMA's issuance of the determination

Answer

90 days after publication in the Federal Register

Answer

30 days after FEMA mails the determination letter

Answer

Only after the local community formally adopts the change

Question 6

Which professional is authorized to certify the elevation data required for a LOMA application?

Accepted Answer

A licensed land surveyor or registered professional engineer

Answer

A licensed general contractor with floodplain experience

Answer

A state-certified real estate appraiser

Answer

A FEMA-certified floodplain manager (CFM) only

Question 7

If FEMA denies a LOMA application, what is the appropriate next step for the property owner?

Accepted Answer

Submit additional supporting documentation or new scientific and technical data to request reconsideration

Answer

File a federal lawsuit immediately challenging FEMA's determination

Answer

Request the local community to pass an ordinance overriding the FEMA determination

Answer

Apply for NFIP flood insurance at a reduced preferred risk rate