CES Study Guide 2026
Everything you need to pass the CES exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CES Exam Format at a Glance
📚 CES Topics to Study (22)
✍️ Sample CES Questions & Answers
1. When an employer changes the annual open enrollment period, employees who didn't previously elect coverage may:
Employer plan changes that create a new or extended open enrollment window give all employees the opportunity to elect coverage during that new window.
2. A Navigator is a federally funded, certified professional who may:
Navigators are federally funded, trained, and certified to provide free, unbiased help with Marketplace applications, enrollment, and plan comparison without selling plans.
3. Which of the following must an applicant provide to apply for Marketplace coverage?
Marketplace applications require household information including size, income estimate, citizenship or immigration status, and Social Security numbers to determine eligibility for plans and financial assistance.
4. An employer must notify the plan administrator of a qualifying COBRA event within how many days?
Employers must notify the plan administrator within 30 days of a qualifying event such as termination of employment or reduction in hours.
5. If an enrollee chooses a plan other than the benchmark Silver plan, the APTC amount:
The APTC amount is fixed based on the benchmark Silver plan and applied to whichever plan the enrollee selects, covering more of a less expensive plan or less of a more expensive one.
6. Which document is commonly required for income verification?
A pay stub is a widely accepted and reliable document for verifying a client's current income. It provides detailed information on gross wages, deductions, and net pay for a specific period, allowing enrollment specialists to accurately assess if the client's income falls within the program's eligibility limits. This ensures fair and accurate determination of financial need.