COBRA and Continuation Coverage Flashcards
6 cards from real CES practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 COBRA and Continuation Coverage flashcards as text
What is the grace period for paying COBRA premiums once a payment is due?
Answer: 30 days
COBRA requires a minimum 30-day grace period for premium payments; plans may offer a longer grace period but not shorter.
An employer must notify the plan administrator of a qualifying COBRA event within how many days?
Answer: 30 days
Employers must notify the plan administrator within 30 days of a qualifying event such as termination of employment or reduction in hours.
When is COBRA coverage considered to begin for an electing beneficiary?
Answer: On the date coverage would otherwise have been lost
COBRA coverage is retroactive, beginning on the date the qualified beneficiary would have lost coverage due to the qualifying event.
A qualified beneficiary who is disabled at the time of COBRA election may extend coverage for up to:
Answer: 29 months
A disabled qualified beneficiary (under SSA determination) can extend COBRA from 18 to 29 months, with a premium up to 150% during the extension.
Which of the following terminates COBRA coverage before the maximum period expires?
Answer: The beneficiary becomes covered under another group health plan with no exclusion for pre-existing conditions
COBRA terminates early when the qualified beneficiary becomes covered under another group health plan that does not impose a pre-existing condition exclusion for the condition.
Under COBRA, the plan administrator must provide the initial COBRA notice (General Notice) to newly covered employees and spouses within:
Answer: 90 days of plan enrollment
The general COBRA notice must be provided within 90 days of when coverage under the plan begins for a new employee and covered spouse.