AHIP Medicare Basics and Eligibility 2

Question 1

What is the Medicare Part A hospital deductible applied to?

Accepted Answer

Each benefit period

Answer

The Medicare Part A deductible applies per benefit period, not per year.

Question 2

Which group is eligible for premium-free Medicare Part A?

Accepted Answer

Those who worked and paid Medicare taxes for at least 40 quarters

Answer

Beneficiaries who have worked and paid Medicare payroll taxes for at least 40 quarters (10 years) receive premium-free Part A.

Question 3

The Annual Enrollment Period (AEP) for Medicare runs from:

Accepted Answer

October 15 – December 7

Answer

The Annual Enrollment Period (AEP) runs October 15 through December 7, with coverage changes effective January 1.

Question 4

Which Medicare enrollment period allows people who missed their IEP to sign up for Part B?

Accepted Answer

General Enrollment Period

Answer

The General Enrollment Period (January 1 – March 31 each year) allows individuals who missed their IEP to enroll in Part B, with a potential late-enrollment penalty.

Question 5

ALS (Lou Gehrig's disease) qualifies a person for Medicare:

Accepted Answer

Immediately upon receiving SSDI

Answer

Individuals diagnosed with ALS qualify for Medicare immediately upon receipt of SSDI benefits, with no waiting period.

AHIP - America's Health Insurance Plans Practice Test

AHIP - America's Health Insurance Plans Practice Test

AHIP Medicare Basics and Eligibility 2