AHIP Medicare Basics and Eligibility 2

Question 1

What is the Medicare Part A hospital deductible applied to?

Accepted Answer

Each benefit period

Answer

Each calendar year

Answer

Each hospital visit regardless of length

Answer

Once per lifetime

Question 2

Which group is eligible for premium-free Medicare Part A?

Accepted Answer

Those who worked and paid Medicare taxes for at least 40 quarters

Answer

All US citizens over 65

Answer

Those with incomes below the poverty line

Answer

Veterans only

Question 3

The Annual Enrollment Period (AEP) for Medicare runs from:

Accepted Answer

October 15 – December 7

Answer

January 1 – March 31

Answer

July 1 – September 30

Answer

November 1 – January 31

Question 4

Which Medicare enrollment period allows people who missed their IEP to sign up for Part B?

Accepted Answer

General Enrollment Period

Answer

Special Enrollment Period

Answer

Annual Enrollment Period

Answer

Open Enrollment Period

Question 5

ALS (Lou Gehrig's disease) qualifies a person for Medicare:

Accepted Answer

Immediately upon receiving SSDI

Answer

After 24 months of SSDI

Answer

After 12 months of SSDI

Answer

Only after age 65

Question 6

What penalty may apply if a Medicare-eligible person delays enrolling in Part B without qualifying coverage?

Accepted Answer

10% premium increase per year of delay

Answer

5% premium increase per year of delay

Answer

A flat $50 per month surcharge

Answer

Loss of Part A benefits