AHIP Medicare Basics and Eligibility 1 — Questions and Answers
Question 1: At what age are most Americans first eligible to enroll in Medicare?
- 60
- 62
- 65 (Correct answer)
- 67
Correct answer: 65
Most Americans become eligible for Medicare at age 65.
Question 2: Which Medicare part covers inpatient hospital stays and skilled nursing facility care?
- Part A (Correct answer)
- Part B
- Part C
- Part D
Correct answer: Part A
Medicare Part A is hospital insurance that covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
Question 3: What is the standard enrollment period for Medicare when a person turns 65?
- 1-month window on birthday
- 3-month window before and after birthday
- 7-month Initial Enrollment Period (Correct answer)
- 12-month open enrollment
Correct answer: 7-month Initial Enrollment Period
The Initial Enrollment Period (IEP) is a 7-month window: 3 months before, the month of, and 3 months after the 65th birthday.
Question 4: A person under 65 may qualify for Medicare if they have received Social Security Disability Insurance (SSDI) for how long?
- 6 months
- 12 months
- 24 months (Correct answer)
- 36 months
Correct answer: 24 months
Individuals under 65 who have received SSDI for 24 months automatically become eligible for Medicare.
Question 5: Which of the following conditions automatically qualifies a person for Medicare regardless of age?
- Diabetes
- End-Stage Renal Disease (ESRD) (Correct answer)
- Cancer
- Hypertension
Correct answer: End-Stage Renal Disease (ESRD)
End-Stage Renal Disease (ESRD) qualifies a person for Medicare at any age.
Question 6: What does Medicare Part B primarily cover?
- Prescription drugs
- Inpatient hospital care
- Outpatient medical services and preventive care (Correct answer)
- Long-term nursing home care
Correct answer: Outpatient medical services and preventive care
Medicare Part B covers outpatient services, physician visits, preventive care, and medically necessary services.
AHIP Medicare Basics and Eligibility 1
At what age are most Americans first eligible to enroll in Medicare?