AAP ACH File Structure and Record Types 2

Question 1

In a NACHA ACH file, what is the 'blocking factor' and what value does it have?

Accepted Answer

The number of records per block; value is 10

Answer

The blocking factor is 10, meaning ACH files must be padded with '9' records so the total record count is a multiple of 10 (one block = 10 records × 94 characters = 940 bytes).

Question 2

How is the 'Hash Total' in an ACH Batch Control Record calculated?

Accepted Answer

By summing the 8-digit RDFI routing transit numbers of all entries

Answer

The hash total is the sum of all 8-digit routing transit numbers (RTNs) of the RDFIs for entries in the batch, used to detect data integrity errors.

Question 3

What format does the 'Effective Entry Date' field use in the ACH Batch Header Record?

Accepted Answer

YYMMDD

Answer

The Effective Entry Date field uses the 6-character YYMMDD format as specified by NACHA, with the two-digit year appearing first.

Question 4

What is the length of the 'Individual Name' field in an ACH PPD Entry Detail Record?

Accepted Answer

22 characters

Answer

The Individual Name field in an Entry Detail Record is 22 characters long and identifies the name of the receiver (individual or company) for the transaction.

Question 5

In an ACH Entry Detail Record, the 'Transaction Code' field (2 digits) specifies which of the following?

Accepted Answer

The account type (checking/savings) and debit or credit direction

Answer

The Transaction Code identifies both the account type (checking or savings) and the direction (debit or credit), for example '22' for a checking credit and '27' for a checking debit.

AAP - Accredited ACH Professional Practice Test

AAP - Accredited ACH Professional Practice Test

AAP ACH File Structure and Record Types 2