VIP Exclusive
AAP Accredited ACH Professional VIP Practice Exam
AAP — The Accredited ACH Professional (AAP) certification is issued by Nacha (formerly NACHA – The Electronic Payments Association); the real exam consists of 100 multiple-choice questions administered over 2.5 hours, with a scaled passing score, and covers ACH Network Rules, SEC codes, file structure, ODFI/RDFI responsibilities, risk management, return entries, and regulatory compliance.
29
Questions
150m
Time Limit
75.00%
To Pass
Question 1 of 29👑 VIP
A gym chain collects monthly membership dues by debiting members' personal checking accounts under written authorization signed at enrollment. The gym uses the same authorization to process a one-time annual fee increase without obtaining a new signed agreement. Which Standard Entry Class (SEC) code is most appropriate for the recurring monthly dues, and does the annual fee increase require new authorization under Nacha Rules?
Questions 2–29 and full explanations are VIP-exclusive.