Wise Test Wise Wise Debit Card Usage 2

Question 1

When you use your Wise debit card to withdraw cash from an ATM abroad, what happens to the first two free withdrawals each month?

Accepted Answer

They are free up to a combined $100 limit

Answer

They are charged at a flat $2 fee each

Answer

They are free up to a combined $200 limit

Answer

They are only free if you withdraw in your home currency

Question 2

What fee does Wise charge for ATM withdrawals that exceed the free monthly allowance?

Accepted Answer

2% of the amount withdrawn plus $0.50

Answer

1.5% of the amount withdrawn

Answer

A flat $3 per transaction

Answer

The ATM operator's fee only

Question 3

Which of the following best describes how Wise converts currencies when you pay at a merchant abroad?

Accepted Answer

It converts using the mid-market rate with a small conversion fee

Answer

It uses the bank's retail exchange rate with a fixed 3% markup

Answer

It locks in a rate 24 hours before the transaction

Answer

It uses Visa's daily posted rate with no additional fee

Question 4

What is a key advantage of holding multiple currency balances on your Wise account before traveling?

Accepted Answer

The card automatically charges the balance in the local currency, avoiding a conversion fee

Answer

You earn interest on every foreign balance held

Answer

Wise waives all ATM fees for multi-currency account holders

Answer

Your spending limits are doubled for each currency held

Question 5

How does Wise handle a card payment in a currency you do NOT hold a balance in?

Accepted Answer

It converts from your largest available balance using the mid-market rate plus a fee

Answer

It declines the transaction automatically

Answer

It uses a 0% credit line to cover the shortfall

Answer

It charges the default USD balance only, never other currencies

Question 6

Which payment networks does the Wise debit card support for in-store contactless payments in the US?

Accepted Answer

Visa with contactless (NFC) support

Answer

Visa and Mastercard only

Answer

Only Visa

Answer

Mastercard only, with no contactless support

Question 7

Can you add your Wise debit card to Apple Pay or Google Pay for mobile payments?

Accepted Answer

Yes, both Apple Pay and Google Pay are supported

Answer

No, Wise cards are not compatible with mobile wallets

Answer

Yes, but only Apple Pay is supported

Answer

Only Google Pay is supported for US accounts