UPC Housing Policy & Affordable Housing 3

Question 1

In the context of urban housing policy, 'gentrification' refers to:

Accepted Answer

The displacement of lower-income residents as higher-income newcomers raise rents and property values in a neighborhood

Answer

Gentrification describes the socioeconomic transformation of a neighborhood when rising investment and higher-income in-migration price out existing lower-income residents through rising rents and property values.

Question 2

A 'housing element' required in many state comprehensive plans is a document that:

Accepted Answer

Identifies a jurisdiction's housing needs and adopted policies to address them, including adequate sites for all income levels

Answer

State law in many states requires local governments to include a housing element in their general plan that inventories sites suitable for housing and sets policies to meet the needs of all income groups.

Question 3

'Upzoning' in housing and land use policy typically refers to:

Accepted Answer

Changing zoning regulations to permit greater housing density or a broader mix of housing types

Answer

Upzoning increases allowed density or expands permitted housing types in a zone—such as allowing multifamily development where only single-family homes were previously permitted—to expand housing supply.

Question 4

Which federal agency primarily administers affordable housing programs including public housing, Housing Choice Vouchers, CDBG, and HOME in the United States?

Accepted Answer

Department of Housing and Urban Development (HUD)

Answer

HUD, established in 1965, is the cabinet-level agency responsible for administering federal housing assistance programs, enforcing fair housing laws, and supporting community development.

Question 5

A 'community land trust' (CLT) in affordable housing is best described as:

Accepted Answer

A nonprofit organization that acquires land and maintains long-term housing affordability through permanent ground leases to homeowners

Answer

CLTs retain ownership of land and lease it to homeowners through 99-year ground leases, controlling resale prices to keep homes permanently affordable for subsequent buyers.

UPC - Urban Planner Certification Practice Test

UPC - Urban Planner Certification Practice Test

UPC Housing Policy & Affordable Housing 3