UPC Housing Policy & Affordable Housing 2

Question 1

'Workforce housing' typically refers to housing affordable to households earning:

Accepted Answer

Between 80% and 120% of Area Median Income (AMI)

Answer

Workforce housing targets middle-income earners—often teachers, nurses, and first responders—who earn too much to qualify for subsidized programs but too little to afford market-rate housing.

Question 2

Which of the following is an example of a 'supply-side' housing subsidy?

Accepted Answer

Low-Income Housing Tax Credits (LIHTC)

Answer

Supply-side subsidies like LIHTC reduce construction or rehabilitation costs to increase the overall stock of affordable units, as opposed to demand-side subsidies that help individual renters.

Question 3

A 'density bonus' in housing policy refers to:

Accepted Answer

Allowing developers to build more units than normally permitted in exchange for including affordable housing

Answer

Density bonuses incentivize affordable housing inclusion by permitting developers to exceed standard density limits when they reserve a required percentage of units as affordable.

Question 4

'Naturally occurring affordable housing' (NOAH) is best described as:

Accepted Answer

Older, unsubsidized rental housing that is affordable due to its age and condition rather than regulatory restriction

Answer

NOAH properties are market-rate rentals that remain affordable due to age, modest amenities, or location—without formal affordability deed restrictions or public subsidies.

Question 5

Under the Fair Housing Act of 1968, which of the following is one of the seven federally protected classes?

Accepted Answer

Familial status

Answer

Familial status (families with children under 18) is one of the seven protected classes under the Fair Housing Act, along with race, color, national origin, religion, sex, and disability.

UPC - Urban Planner Certification Practice Test

UPC - Urban Planner Certification Practice Test

UPC Housing Policy & Affordable Housing 2