Risk Management and Liability Flashcards

A passenger leaves a bag in your taxi. What is your PRIMARY liability concern if you fail to report it?

Answer: You may be held responsible for the bag's contents if they cause harm

Failing to report found property can expose a driver to liability if the contents later cause harm or are deemed abandoned improperly.

Which action best demonstrates proactive risk management when picking up a late-night fare?

Answer: Verify the dispatch details and note the pickup location before proceeding

Verifying dispatch details and noting the location creates a record and confirms the legitimacy of the trip before any risk is encountered.

A taxi driver is involved in an at-fault accident. Which party is MOST likely to face a civil lawsuit?

Answer: The driver and potentially the taxi company as employer

Under vicarious liability principles, both the at-fault driver and their employer (the taxi company) can be named in a civil lawsuit.

What does 'comparative negligence' mean in the context of a taxi accident claim?

Answer: Fault and damages are apportioned among all negligent parties based on their degree of fault

Comparative negligence distributes fault proportionally, so a driver who is 30% at fault pays 30% of the total damages.

Which insurance coverage specifically protects a taxi driver if an uninsured motorist causes an accident?

Answer: Uninsured/underinsured motorist coverage

Uninsured/underinsured motorist coverage pays for damages caused by a driver who has no insurance or insufficient coverage.

A passenger claims they were injured due to a sudden stop the driver made to avoid a collision. How should the driver respond legally?

Answer: Document the incident, gather witness info, and notify the insurer promptly

Proper documentation, witness collection, and prompt insurer notification protect the driver's legal position and support the claim review.

Under the duty of care owed to passengers, a taxi driver is MOST obligated to:

Answer: Ensure the vehicle is safe, drive carefully, and follow all traffic laws

A driver's duty of care requires maintaining a safe vehicle, operating it carefully, and complying with all applicable traffic regulations.