Risk Management & Assessment Flashcards
7 cards from real Sports and Fitness practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Risk Management & Assessment flashcards as text
Which four elements must a plaintiff prove to establish negligence against a fitness professional?
Answer: Duty, breach of duty, causation, and damages
Negligence requires a duty of care, a breach of that duty, a causal link to the injury, and actual damages.
A gym transfers financial risk of member injury claims to a third party. Which risk management strategy is this?
Answer: Transfer
Purchasing liability insurance shifts the financial burden of a loss to another party, which is risk transfer.
A trainer removes a high-risk Olympic lifting class entirely because no qualified coach is available. Which strategy is being used?
Answer: Avoidance
Eliminating the activity altogether removes the risk, which is avoidance.
What is the primary purpose of a signed informed consent form before fitness testing?
Answer: To confirm the client understands the procedures, risks, and benefits and agrees voluntarily
Informed consent shows the participant was told about the test's purpose, risks, and benefits and chose to proceed.
Which document typically attempts to release a fitness provider from liability for ordinary negligence?
Answer: Waiver (exculpatory agreement)
A waiver is a contract in which the participant gives up the right to sue for ordinary negligence, where state law permits.
Generally, a liability waiver will NOT protect a fitness facility from claims based on which of the following?
Answer: Gross negligence or reckless conduct
Courts almost universally refuse to enforce waivers for gross negligence, recklessness, or intentional misconduct.
Which legal defense argues that a participant knowingly and voluntarily accepted the inherent dangers of an activity?
Answer: Assumption of risk
Assumption of risk applies when the participant understood and accepted the activity's inherent risks.
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