An employer wants to add a financial incentive to its wellness program for employees who complete a smoking cessation course. Under HIPAA nondiscrimination rules, the maximum incentive allowed is:
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A
10% of the total cost of employee-only coverage
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B
30% of the cost of employee-only coverage (50% for tobacco-related programs)
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C
50% of the employee's annual salary
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D
There is no legal cap on wellness incentives