Practice Test GeeksSGI - Saskatchewan Government Insurance Corporation Practice Test
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SGI Auto Insurance Fundamentals Flashcards

6 cards from real SGI practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 6 SGI Auto Insurance Fundamentals flashcards as text

  1. Who provides basic automobile insurance (plate insurance) in Saskatchewan?

    Answer: SGI (Saskatchewan Government Insurance)

    SGI provides mandatory basic plate insurance in Saskatchewan, covering third-party liability and accident benefits as a public insurer.

  2. What does SGI's basic plate insurance (AUTOPAC) cover?

    Answer: Third-party liability, accident benefits, and uninsured motorist protection

    Basic AUTOPAC coverage includes third-party liability, accident benefits for injury, and uninsured motorist protection.

  3. What is the minimum third-party liability coverage included in Saskatchewan's basic plate insurance?

    Answer: $200,000

    Saskatchewan's basic AUTOPAC plate insurance includes a minimum of $200,000 in third-party liability coverage.

  4. What does 'no-fault insurance' mean in Saskatchewan's context?

    Answer: Injured parties receive benefits from SGI regardless of who caused the accident

    Under Saskatchewan's no-fault system, injured individuals receive accident benefits from SGI without needing to prove the other driver was at fault.

  5. What is the purpose of the SGI Safety Rating?

    Answer: To reward safe drivers with discounts and penalize at-fault drivers with surcharges

    The SGI Safety Rating system adjusts insurance premiums based on a driver's at-fault accident and traffic conviction history.

  6. What is the consequence of driving without valid SGI plate insurance in Saskatchewan?

    Answer: Significant fines, vehicle impoundment, and suspension of registration

    Driving without valid plate insurance in Saskatchewan results in substantial fines, possible vehicle seizure, and loss of registration.

How this page was made: written with AI tools and published by Nathan Beja, founder of Practice Test Geeks, who is responsible for its content. Exam facts are checked against the official sources listed below. Not reviewed by a subject-matter expert. Editorial policy

Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

  1. sgi.sk.ca — Exam format, retake policy, score validity, fees, passing score · verified Oct 2026