Practice Test GeeksSGI - Saskatchewan Government Insurance Corporation Practice Test
← All SGI Flashcard Decks

SGI Auto Insurance Fundamentals Flashcards

6 cards from real SGI practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 6 SGI Auto Insurance Fundamentals flashcards as text

  1. What does the SGI SRD (Salvage Rebuildable Designation) mean on a vehicle title?

    Answer: The vehicle was declared a total loss and has been rebuilt

    An SRD designation means the vehicle was previously written off as salvage and has been inspected and certified as rebuilt for road use.

  2. How does the SGI Safety Rating affect insurance premiums?

    Answer: Good ratings reduce premiums; at-fault accidents and convictions increase premiums

    A higher Safety Rating score leads to lower premiums, while at-fault accidents and traffic convictions lower the score and raise costs.

  3. What coverage does SGI's Personal Injury Protection Plan (PIPP) provide?

    Answer: Income replacement, medical benefits, and rehabilitation for injured Saskatchewan residents

    PIPP provides no-fault accident benefits including income replacement, medical care, and rehabilitation to Saskatchewan residents injured in a collision anywhere in Canada.

  4. What is subrogation in the context of SGI claims?

    Answer: SGI's right to recover costs from the at-fault party after paying a claim

    Subrogation allows SGI to seek reimbursement from the party responsible for causing the loss after SGI has paid the claimant.

  5. What must a Saskatchewan driver carry in their vehicle as proof of insurance?

    Answer: A valid SGI pink card (Certificate of Registration and Insurance)

    Drivers must carry the pink card issued by SGI, which serves as proof of valid registration and basic plate insurance.

  6. What happens to a driver's safety rating after a not-at-fault collision?

    Answer: The rating is unaffected

    A not-at-fault collision does not affect a driver's SGI Safety Rating, as only at-fault accidents and traffic convictions reduce the score.

How this page was made: written with AI tools and published by Nathan Beja, founder of Practice Test Geeks, who is responsible for its content. Exam facts are checked against the official sources listed below. Not reviewed by a subject-matter expert. Editorial policy

Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

  1. sgi.sk.ca — Exam format, retake policy, score validity, fees, passing score · verified Oct 2026