SC DMV Vehicle Insurance Requirements

Question 1

What is the minimum bodily injury liability coverage per person required in South Carolina?

Accepted Answer

$25,000

Answer

South Carolina law requires a minimum of $25,000 in bodily injury liability coverage per person injured in an accident you cause.

Question 2

What is the minimum property damage liability coverage required in South Carolina?

Accepted Answer

$25,000

Answer

South Carolina requires at least $25,000 in property damage liability coverage to pay for damage you cause to another person's property.

Question 3

In addition to liability coverage, what other coverage does South Carolina require all drivers to carry?

Accepted Answer

Uninsured motorist coverage

Answer

South Carolina mandates uninsured motorist coverage to protect drivers when they are hit by a driver who has no insurance.

Question 4

What does bodily injury liability insurance pay for?

Accepted Answer

Medical expenses and damages for people you injure

Answer

Bodily injury liability covers the medical expenses, lost wages, and legal costs of other people who are injured in an accident you caused.

Question 5

What is the minimum total bodily injury liability coverage per accident in South Carolina?

Accepted Answer

$50,000

Answer

South Carolina requires $50,000 per accident in bodily injury liability, covering all injured parties combined when you are at fault.

SC DMV - South Carolina Department of Motor Vehicle Test Practice Test