SC DMV Vehicle Insurance Requirements

Question 1

What is the minimum bodily injury liability coverage per person required in South Carolina?

Accepted Answer

$25,000

Answer

$15,000

Answer

$30,000

Answer

$50,000

Question 2

What is the minimum property damage liability coverage required in South Carolina?

Accepted Answer

$25,000

Answer

$10,000

Answer

$15,000

Answer

$50,000

Question 3

In addition to liability coverage, what other coverage does South Carolina require all drivers to carry?

Accepted Answer

Uninsured motorist coverage

Answer

Collision coverage

Answer

Comprehensive coverage

Answer

Medical payments coverage

Question 4

What does bodily injury liability insurance pay for?

Accepted Answer

Medical expenses and damages for people you injure

Answer

Repairs to your own vehicle

Answer

Your own hospital bills after a crash

Answer

Theft or vandalism of your vehicle

Question 5

What is the minimum total bodily injury liability coverage per accident in South Carolina?

Accepted Answer

$50,000

Answer

$25,000

Answer

$40,000

Answer

$100,000

Question 6

What is a consequence of being caught driving without liability insurance in South Carolina?

Accepted Answer

License suspension and substantial fines

Answer

A verbal warning from the officer

Answer

A small equipment violation fine

Answer

Mandatory community service only

Question 7

In the shorthand '25/50/25,' what do these three numbers represent for South Carolina auto insurance?

Accepted Answer

Minimum liability coverage limits in thousands of dollars

Answer

Monthly premium rates in hundreds of dollars

Answer

Deductible amounts for each coverage type

Answer

Percentage of coverage paid by the insurer