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Vehicle Insurance Requirements Flashcards

7 cards from real SC DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Vehicle Insurance Requirements flashcards as text

  1. What is the minimum bodily injury liability coverage per person required in South Carolina?

    Answer: $25,000

    South Carolina law requires a minimum of $25,000 in bodily injury liability coverage per person injured in an accident you cause.

  2. What is the minimum property damage liability coverage required in South Carolina?

    Answer: $25,000

    South Carolina requires at least $25,000 in property damage liability coverage to pay for damage you cause to another person's property.

  3. In addition to liability coverage, what other coverage does South Carolina require all drivers to carry?

    Answer: Uninsured motorist coverage

    South Carolina mandates uninsured motorist coverage to protect drivers when they are hit by a driver who has no insurance.

  4. What does bodily injury liability insurance pay for?

    Answer: Medical expenses and damages for people you injure

    Bodily injury liability covers the medical expenses, lost wages, and legal costs of other people who are injured in an accident you caused.

  5. What is the minimum total bodily injury liability coverage per accident in South Carolina?

    Answer: $50,000

    South Carolina requires $50,000 per accident in bodily injury liability, covering all injured parties combined when you are at fault.

  6. What is a consequence of being caught driving without liability insurance in South Carolina?

    Answer: License suspension and substantial fines

    Driving without required insurance in South Carolina results in license suspension and significant fines, along with a reinstatement fee to restore driving privileges.

  7. In the shorthand '25/50/25,' what do these three numbers represent for South Carolina auto insurance?

    Answer: Minimum liability coverage limits in thousands of dollars

    The 25/50/25 notation represents $25,000 per person bodily injury, $50,000 per accident bodily injury, and $25,000 property damage — the SC minimum liability limits.