RERA Cheat Sheet 2026

The 30 highest-yield RERA facts, distilled from real exam questions. Print it, save it as a PDF, or study it here — free, no sign-up.

1. Which document in Dubai proves that a property has no outstanding financial obligations to the developer or service charges? → No Objection Certificate (NOC) from the developer or owners association
2. What Law No. governs real estate brokerage in Dubai? → Law No. 85 of 2006 on Regulating the Real Estate Brokerage Office in Dubai
3. What is 'Form B' in Dubai real estate transactions? → The buyer/tenant representation agreement between a client and a broker
4. A property in Dubai was purchased for AED 2,000,000. What is the standard DLD transfer fee? → 4% of the property value (AED 80,000)
5. Who is responsible for registering the tenancy contract in Ejari? → Primarily the landlord's responsibility; can also be done by the tenant or their broker
6. A buyer's agent in Dubai discovers the property they are selling has undisclosed structural defects. What is the broker's obligation? → Disclose all known material facts to the buyer, even if it may affect the transaction
7. When a broker's client uses bank financing to purchase a property in Dubai, in what order are the standard closing costs typically structured at the DLD? → DLD transfer fee 4% → Mortgage registration 0.25% + AED 290 → Agency fee 2%
8. What is the DLD transfer fee for property transactions in Dubai? → 4% of the property value, typically shared equally between buyer and seller
9. What is the standard real estate broker commission in Dubai for a residential property sale? → 2% of the transaction value (customary market practice)
10. What is RERA and under which authority does it operate? → Real Estate Regulatory Agency — the regulatory arm of the Dubai Land Department
11. Which authority issued the regulations governing maximum LTV ratios for residential property mortgages in the UAE? → UAE Central Bank
12. Who is permitted to own freehold property in Dubai? → UAE and GCC nationals anywhere; foreign nationals in designated freehold areas
13. Under UAE law, what is the consequence for a real estate broker convicted of fraud in a property transaction? → Criminal prosecution with imprisonment, fines, and permanent revocation of RERA license
14. What qualification must a real estate broker complete to obtain a RERA license in Dubai? → The Certified Training for Real Estate Brokers (TRERA) course and pass the RERA exam
15. How often must a RERA real estate broker license be renewed in Dubai? → Annually (every year)
16. If a mortgaged property buyer defaults in Dubai, what is the bank's legal remedy under UAE law? → Initiate court proceedings to foreclose
17. What is the maximum LTV ratio for a non-UAE national purchasing their first residential property in Dubai valued at AED 4 million? → 75%
18. What is the Ijara structure used in Islamic mortgage finance in Dubai? → A lease-to-own arrangement
19. What is the maximum commission a broker is allowed to charge for a rental transaction in Dubai? → 5% of annual rent (market convention, not a statutory maximum set by law)
20. A real estate broker receives a commission from both the buyer and seller in the same transaction without disclosing this to both parties. What is this called? → Dual agency without disclosure — a violation of RERA ethical standards
21. In Dubai, which entity is responsible for officially registering mortgage agreements on freehold properties? → Dubai Land Department (DLD)
22. Which government entity is responsible for registering all property transactions in Dubai? → Dubai Land Department (DLD)
23. What is the maximum LTV ratio permitted for a UAE national purchasing their first residential property valued at AED 3 million? → 80%
24. Which DLD service allows parties to verify the authenticity of a title deed online? → DLD's smart app and website title deed verification service
25. What type of ownership gives a buyer full rights to the property and land in perpetuity? → Freehold ownership
26. What is the minimum notice period a landlord must give a tenant to evict them for personal use of the property? → 12 months written notice via notary public or registered mail
27. What document does DLD issue for off-plan property purchases before the project is completed? → Oqood Certificate (Initial Sale Registration Certificate)
28. What is the maximum penalty under Dubai real estate law for operating as a real estate broker without RERA registration? → Fines up to AED 50,000 and/or imprisonment depending on the violation
29. Which law governs jointly owned properties (apartments and common areas) in Dubai? → Law No. 27 of 2007 (Jointly Owned Properties Law — Strata Law)
30. Which law established the legal framework for real estate ownership and registration in Dubai? → Law No. 7 of 2006 (Real Property Registration Law)