RERA Property Registration & Title Deeds

Question 1

What is required to register a property transfer at the Dubai Land Department?

Accepted Answer

Original title deed, NOC from developer/owners association, completed transfer form, payment of 4% DLD fee, and valid IDs of both parties

Answer

DLD requires: original title deed, NOC from developer or owners association (confirming cleared charges), signed transfer application form, 4% transfer fee, passports/Emirates IDs of buyer and seller (or corporate documents), and the SPA. The buyer and seller (or their POA holders) must be present.

Question 2

What is an 'off-plan' property registration at DLD called?

Accepted Answer

Initial Registration (Oqood)

Answer

Off-plan property sales are registered in the Oqood system (the developers' off-plan registry maintained by DLD). Upon project completion and full payment, the Oqood registration converts to a full title deed. Oqood registration protects off-plan buyers by recording their purchase officially.

Question 3

A property is being transferred with a mortgage still outstanding. Who must provide consent for the transfer?

Accepted Answer

The mortgagee bank, which must issue a liability letter confirming the outstanding balance and consent to the transfer

Answer

If the property has an existing mortgage, the mortgagee bank must issue a liability letter specifying the outstanding loan balance. The buyer typically settles this at the point of transfer (blocking the funds at DLD). The bank's mortgage is discharged as part of the transfer process.

Question 4

What does the title deed (Tabu) in Dubai contain?

Accepted Answer

Property address and description, plot number, owner's full name and nationality, usage type, and area in square meters

Answer

The Dubai title deed contains: owner's name, nationality, and ID details; plot/unit number and community; floor area (sq ft/sq m); usage type (residential/commercial); share of common area (if applicable); and any registered encumbrances. It is the definitive evidence of ownership.

Question 5

How long does a standard DLD property transfer take to process?

Accepted Answer

Typically 30 minutes to a few hours at the DLD transfer center when all documents are in order

Answer

When all documents are properly prepared (NOC, transfer application, IDs, payment), DLD property transfers can be completed in one visit to a DLD transfer center (typically 30 minutes to a few hours). The new title deed is issued the same day or within 1–2 business days.

RERA Broker Practice Test

RERA Broker Practice Test

RERA Property Registration & Title Deeds