RBS Verbal Reasoning 3

Question 1

Text: 'RBS has committed to achieving net-zero carbon emissions by 2050 and has stopped direct financing of new oil and gas exploration projects.' What can be concluded?

Accepted Answer

RBS will not directly fund new oil and gas exploration

Answer

The passage states RBS has stopped direct financing of new oil and gas exploration projects, confirming it will not fund them.

Question 2

Passage: 'RBS's Premier banking service is available to customers who earn over $75,000 annually or hold savings of more than $50,000 with the bank.' Which customer QUALIFIES for Premier banking?

Accepted Answer

A customer earning $80,000 annually

Answer

A customer earning $80,000 meets the income threshold of over $75,000, qualifying for Premier banking.

Question 3

Read: 'RBS trains all new staff in anti-money laundering procedures during their first month of employment. The training is mandatory and must be completed before handling customer funds.' A new hire starts handling customer funds on day 20 without completing the training. This is:

Accepted Answer

A violation of RBS policy

Answer

The passage states training must be completed before handling customer funds, so doing so without completing it violates policy.

Question 4

Passage: 'RBS interest rates on savings accounts are reviewed quarterly. Rates may increase or decrease depending on the Bank of England base rate.' A customer opens a savings account today. What is true about their interest rate?

Accepted Answer

The rate could change in the next quarterly review

Answer

Since rates are reviewed quarterly and may change based on the base rate, the rate could change at the next review.

Question 5

Text: 'RBS offers overdraft facilities on current accounts. An unarranged overdraft incurs higher fees than an arranged overdraft.' A customer goes into an overdraft they did not arrange in advance. What can be inferred?

Accepted Answer

The customer will incur higher fees than if they had arranged the overdraft

Answer

The passage states unarranged overdrafts incur higher fees than arranged ones, so this customer faces higher charges.

RBS - Royal Bank of Scotland Practice Test

RBS - Royal Bank of Scotland Practice Test

RBS Verbal Reasoning 3