PCS Flashcards
239 study cards across 35 topic decks — every card built from a real PCS practice question. No account or sign-up needed. Flip to reveal the answer and explanation, mark what you know, and drill what you don't.
PCS exam key facts
- The ACA PCS exam has a 2-hour time limit per attempt, and each attempt must be completed in one sitting without pausing. Source
- Candidates must score 85% or higher on the ACA Professional Collection Specialist (PCS) exam to fulfill the PCS requirement. Source
- The ACA PCS exam fee is $110.25 for ACA members and $220.50 for non-members, and each purchase includes 2 attempts. Source
- The ACA Professional Collection Specialist (PCS) designation is valid for two years from the achievement date. Source
🎲 Mixed Deck — All PCS Topics
100 cards sampled from every topic · the fastest way to find your weak spots
Decks by Topic
Account Management & Resolution Techniques
9 cards
Collection Strategies & Methods
9 cards
Consumer Rights & Protection Laws
9 cards
Credit Risk Assessment & Analysis
9 cards
Account File Documentation
7 cards
Account File Documentation
7 cards
Account File Documentation
7 cards
Account File Documentation
7 cards
Collection Software & Dialers
7 cards
Collection Software & Dialers
7 cards
Collection Software & Dialers
7 cards
Collection Software & Dialers
7 cards
Collection Strategies & Methods
7 cards
Collection Strategies & Methods
7 cards
Collection Strategies & Methods
7 cards
Collection Strategies & Methods
7 cards
Legal Remedies & Court Proceedings
7 cards
Skip Tracing & Locate Techniques
7 cards
Skip Tracing & Locate Techniques
7 cards
Skip Tracing & Locate Techniques
7 cards
Skip Tracing & Locate Techniques
7 cards
Account File Documentation
6 cards
Bankruptcy Stay & Proof of Claim
6 cards
Collection Software & Dialers
6 cards
Credit Bureau Reporting Accuracy
6 cards
Payment Negotiation & Settlement
6 cards
PCS Debt Validation & Dispute Handling
6 cards
PCS Debt Validation & Dispute Handling
6 cards
PCS Debt Validation & Dispute Handling
6 cards
PCS Professional Ethics & Compliance
6 cards
PCS Professional Ethics & Compliance
6 cards
PCS Professional Ethics & Compliance
6 cards
Skip Tracing & Locate Techniques
6 cards
State & Federal Collection Laws
6 cards
Telephone Collection Communication
6 cards
What Practice Test Geeks adds beyond an AI chat for PCS
An AI chatbot can quiz you, but it can't reproduce the exam conditions or keep your record. Here you get:
- A timed, full-length PCS mock exam — 100 questions in 120 minutes with a 85% pass mark, modeled on the official exam's question count and time limit, followed by a score report broken down by exam domain.
- A fixed PCS question bank: the same test every attempt, so your score is comparable from one try to the next instead of changing with every regenerated quiz.
- Progress saved on your device: completed tests, scores and missed questions stay in My Progress, so you can retake only what you got wrong.
- A printable PCS cheat sheet you can print or save as a PDF.
- Free PCS practice tests with the correct answer shown after each question.
How this page was made: written with AI tools and published by Nathan Beja, founder of Practice Test Geeks, who is responsible for its content. Exam facts are checked against the official sources listed below. Not reviewed by a subject-matter expert. Editorial policy
Sources & references
Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy
- acainternational.org — Eligibility, fees, renewal, test dates, score validity, test delivery, passing score, time limit, score release · verified Oct 2026