Emergency Management Emergency Management Hazard Mitigation and Risk Assessment Questions and Answers 2

Question 1

Which FEMA program provides funding to states and communities for long-term hazard mitigation measures after a presidential disaster declaration?

Accepted Answer

Hazard Mitigation Grant Program (HMGP)

Answer

The HMGP is authorized under Section 404 of the Stafford Act and provides funding for post-disaster mitigation projects to reduce future disaster losses.

Question 2

In a quantitative risk assessment, how is risk typically calculated?

Accepted Answer

Probability × Consequence

Answer

Quantitative risk assessment uses the formula Risk = Probability × Consequence to assign numerical values to potential losses.

Question 3

What is the primary purpose of a Benefit-Cost Analysis (BCA) in hazard mitigation planning?

Accepted Answer

To determine if a mitigation project's benefits exceed its costs

Answer

FEMA requires a BCA to ensure that the expected benefits of a mitigation project justify the costs before approving federal funding.

Question 4

Which type of mitigation action involves modifying building codes to reduce future disaster damage?

Accepted Answer

Prevention

Answer

Prevention measures such as building codes, zoning ordinances, and development regulations reduce vulnerability by controlling how structures are built.

Question 5

What does the term 'repetitive loss property' refer to in FEMA's mitigation programs?

Accepted Answer

A property that has received two or more NFIP flood insurance claims of $1,000+ in any 10-year period

Answer

FEMA defines a repetitive loss property as one with two or more NFIP claims of at least $1,000 each within any rolling 10-year period.

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Emergency Management Emergency Management Hazard Mitigation and Risk Assessment Questions and Answers 2