OIC Investigation Procedures & Methods 2

Question 1

When documenting a scene during an insurance fraud investigation in Oregon, which method best establishes the chronological sequence of events?

Accepted Answer

Creating a timeline log with timestamped photographs and notes

Answer

A timestamped timeline log with photographs creates a defensible chronological record of investigation findings.

Question 2

Under Oregon insurance investigation guidelines, when is it appropriate to conduct surveillance on a claimant?

Accepted Answer

When there is reasonable suspicion of fraudulent activity and the activity is in a public space

Answer

Oregon investigators may conduct surveillance in public spaces when there is reasonable suspicion of fraud, without a court order.

Question 3

A recorded statement from a claimant during an Oregon insurance investigation is MOST valuable because it:

Accepted Answer

Locks in the claimant's version of events for comparison with other evidence

Answer

Recorded statements preserve the claimant's account verbatim, enabling investigators to identify inconsistencies if the story changes.

Question 4

Which of the following sources is typically LEAST reliable when corroborating a claimant's injury in a workers' compensation investigation?

Accepted Answer

The claimant's own social media posts

Answer

Social media posts can be taken out of context and may not accurately reflect the claimant's medical condition.

Question 5

During a field investigation of a suspected arson claim in Oregon, the investigator should FIRST:

Accepted Answer

Coordinate with fire investigators and law enforcement before entering

Answer

Investigators must coordinate with fire and law enforcement agencies first to preserve the chain of custody and ensure legal access.

(OIC) Oregon Inspector Certification Practice Test