Notarial Acts in Signings Flashcards
7 cards from real NSA practice questions. Tap to flip, then mark Knew It or Still Learning โ missed cards come back until you master them.
Read the first 7 Notarial Acts in Signings flashcards as text
What does the term 'venue' refer to in a notarial certificate?
Answer: The state and county where the notarial act was performed
The venue on a notarial certificate is the statement of the state and county where the notarial act took place.
A credible witness can be used to identify a signer when the signer lacks acceptable ID. Which of the following is a requirement of the credible witness?
Answer: The witness must personally know the signer and be known to the notary
A credible witness must personally know the signer and either be personally known to the notary or provide their own satisfactory ID.
At a refinance signing, the borrower states they signed the mortgage early without the notary present. What must the NSA do?
Answer: For an acknowledgment, this is acceptable as the signer can acknowledge a prior signature
An acknowledgment does not require the signer to sign in the notary's presence; the signer only acknowledges that they signed the document voluntarily.
Which of the following notarial acts would be MOST appropriate for a Signature Affidavit?
Answer: Jurat
A Signature Affidavit is a sworn statement and therefore requires a jurat, which includes an oath or affirmation.
What must an NSA do if a signer wishes to sign with a mark (e.g., an 'X') instead of a full signature?
Answer: Follow the state's specific procedures, which often require one or two witnesses
Most states permit signatures by mark but require specific witnessing procedures that the NSA must follow.
An NSA discovers a blank space in a notarial certificate after completing a notarization. What is the correct action?
Answer: Draw a line through the blank to prevent fraudulent additions
NSAs should draw a line through any blank spaces in a completed notarial certificate to prevent unauthorized alterations.
A signer at a loan closing does not speak English. What should an NSA do?
Answer: Use an impartial interpreter and note the use of interpretation in the journal
An NSA may use an impartial interpreter to communicate with the signer, and best practice is to note this in the notarial journal.