Signer Identification Flashcards

What technology does remote online notarization (RON) typically use to verify a signer's identity?

Answer: Identity proofing and knowledge-based authentication (KBA)

RON platforms use knowledge-based authentication, credential analysis of the signer's ID, and live video to verify identity remotely.

When using a credible witness, what must the witness typically do during the notarization?

Answer: Sign the notary journal and swear under oath to the signer's identity

A credible witness must take an oath before the notary swearing to the signer's identity and must sign the notary journal as part of the formal record.

What is a valid reason for a notary to refuse to notarize a document?

Answer: The signer cannot produce satisfactory identification

Without satisfactory evidence of identity, the notary cannot fulfill their fundamental duty to verify who is signing, making refusal both appropriate and required.

How many credible witnesses are typically required to identify a signer in most US states?

Answer: Two

Most states require two credible witnesses when using the credible witness method of identification, though a few states allow one witness who is personally known to the notary.

A notary should verify which key characteristic of the signer's ID before proceeding?

Answer: That it is current and not expired

The most critical check is that the identification document is currently valid and has not expired, as expired IDs are not acceptable.

What is a 'biometric' method of signer identification used in some modern notarization platforms?

Answer: Using physical characteristics such as fingerprints or facial recognition

Biometric identification uses unique physical characteristics like fingerprints or facial recognition to confirm a signer's identity with a high degree of certainty.