NE DMV Insurance Requirements 3

Question 1

What does uninsured motorist coverage protect you from in Nebraska?

Accepted Answer

Injuries and damages you suffer when the at-fault driver has no insurance

Answer

Uninsured motorist coverage pays for your injuries and, in some cases, property damage when the driver who caused the accident has no insurance.

Question 2

In Nebraska, if you lend your car to a friend and they cause an accident, whose insurance is primarily responsible?

Accepted Answer

Your insurance as the vehicle owner is primarily responsible

Answer

In Nebraska, auto insurance follows the vehicle, so the car owner's liability insurance is the primary coverage when a permitted driver causes an accident.

Question 3

Which type of coverage pays for damage to your own vehicle from a collision with another car or object, regardless of fault?

Accepted Answer

Collision coverage

Answer

Collision coverage pays for repair or replacement of your vehicle when it is damaged in a collision with another vehicle or object, regardless of who is at fault.

Question 4

Which type of coverage pays for vehicle damage caused by events such as hail, flooding, fire, or theft?

Accepted Answer

Comprehensive coverage

Answer

Comprehensive coverage protects your vehicle from damage caused by non-collision events such as weather, theft, vandalism, and animal strikes.

Question 5

After a minor accident in Nebraska, what information should you exchange with the other driver?

Accepted Answer

Name, contact information, driver's license number, and insurance information

Answer

After an accident, Nebraska drivers should exchange names, addresses, driver's license numbers, and insurance information (company and policy number) with all involved parties.

NE DMV - Nebraska Department of Motor Vehicle Practice Test

NE DMV - Nebraska Department of Motor Vehicle Practice Test

NE DMV Insurance Requirements 3