NE DMV Insurance Requirements 1 — Questions and Answers
Question 1: What is Nebraska's minimum required bodily injury liability coverage per person?
- $15,000
- $25,000 (Correct answer)
- $50,000
- $100,000
Correct answer: $25,000
Nebraska law requires a minimum of $25,000 in bodily injury liability coverage per person injured in an accident you cause.
Question 2: What is Nebraska's minimum required bodily injury liability coverage per accident?
- $25,000
- $40,000
- $50,000 (Correct answer)
- $75,000
Correct answer: $50,000
Nebraska requires at least $50,000 in bodily injury liability per accident to cover all persons injured when you are at fault.
Question 3: What is Nebraska's minimum required property damage liability coverage?
- $10,000
- $15,000
- $25,000 (Correct answer)
- $50,000
Correct answer: $25,000
Nebraska requires a minimum of $25,000 in property damage liability coverage per accident to pay for damage you cause to others' property.
Question 4: Nebraska requires uninsured motorist coverage of at least how much per person?
- $15,000
- $20,000
- $25,000 (Correct answer)
- $50,000
Correct answer: $25,000
Nebraska mandates uninsured motorist bodily injury coverage of at least $25,000 per person, matching the minimum liability limit.
Question 5: What does liability insurance cover in Nebraska?
- Your own medical expenses after an accident
- Damage to your own vehicle
- Injuries and property damage you cause to others (Correct answer)
- Theft of your vehicle
Correct answer: Injuries and property damage you cause to others
Liability insurance pays for bodily injury and property damage that you cause to other people in an accident for which you are at fault.
Question 6: Which document must Nebraska drivers carry in their vehicle as proof of financial responsibility?
- Vehicle title
- Proof of insurance card or policy document (Correct answer)
- Driver's license only
- Vehicle registration alone
Correct answer: Proof of insurance card or policy document
Nebraska law requires drivers to carry proof of insurance (such as an insurance ID card) in the vehicle and present it upon request by law enforcement.
Question 7: Nebraska's minimum auto insurance requirements are commonly summarized as which coverage limits?
- 15/30/10
- 20/40/15
- 25/50/25 (Correct answer)
- 50/100/50
Correct answer: 25/50/25
Nebraska's minimum limits are $25,000 per person / $50,000 per accident for bodily injury and $25,000 for property damage, expressed as 25/50/25.
NE DMV Insurance Requirements 1
What is Nebraska's minimum required bodily injury liability coverage per person?