A massage therapist working in a multi-disciplinary wellness clinic discovers that a colleague is billing insurance companies for massage sessions that never occurred. The therapist is not directly involved but is aware of the fraud. Under NCBTMB ethics standards, what is the therapist's primary obligation?
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A
Report the fraudulent billing to the appropriate authorities or oversight body, even if it risks workplace conflict
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B
Confront the colleague privately and give them an opportunity to self-report before taking further action
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C
Document the observations in a personal journal in case the issue escalates in the future
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D
Remain silent to avoid violating client confidentiality and workplace loyalty obligations