NAHP Compliance Monitoring & Fair Housing Laws 2

Question 1

Under the Fair Housing Act, which of the following is considered a prohibited basis for discrimination in the sale or rental of housing?

Accepted Answer

Familial status

Answer

The Fair Housing Act prohibits discrimination based on familial status, which includes families with children under 18 and pregnant women.

Question 2

A NAHP professional discovers that a property manager is charging Hispanic applicants a higher security deposit than white applicants. This is an example of:

Accepted Answer

Disparate treatment

Answer

Disparate treatment occurs when individuals of a protected class are intentionally treated differently, such as being charged higher fees.

Question 3

A Housing Credit property must maintain compliance with income and rent restrictions for how many years after the building is placed in service?

Accepted Answer

30 years

Answer

The Low-Income Housing Tax Credit program requires a minimum 30-year extended use period for compliance.

Question 4

Which federal agency is primarily responsible for enforcing the Fair Housing Act?

Accepted Answer

HUD

Answer

The U.S. Department of Housing and Urban Development (HUD) is the primary federal agency responsible for enforcing the Fair Housing Act.

Question 5

A state housing finance agency conducts an on-site inspection and finds that 8 of 10 randomly sampled units have unreported household members. This is most likely a violation of:

Accepted Answer

Household composition requirements

Answer

Unreported household members can result in households exceeding income or occupancy limits, violating household composition requirements.

(NAHP) National Affordable Housing Professional Practice Test

(NAHP) National Affordable Housing Professional Practice Test

NAHP Compliance Monitoring & Fair Housing Laws 2