MT DMV Financial Responsibility and Insurance Requirements

Question 1

What is the minimum bodily injury liability coverage required per person in Montana?

Accepted Answer

$25,000

Answer

Montana law requires a minimum of $25,000 bodily injury liability coverage per person involved in an accident.

Question 2

What is the minimum bodily injury liability coverage required per accident in Montana?

Accepted Answer

$50,000

Answer

Montana requires at least $50,000 per accident in bodily injury liability, part of the state's 25/50/20 minimum coverage.

Question 3

What is the minimum property damage liability coverage required in Montana?

Accepted Answer

$20,000

Answer

Montana's minimum property damage liability coverage is $20,000, completing the required 25/50/20 coverage limits.

Question 4

What does an SR-22 certificate filed with the Montana DMV certify?

Accepted Answer

Proof of financial responsibility

Answer

An SR-22 is a certificate filed by your insurance company with the DMV that certifies you carry the required minimum financial responsibility (insurance).

Question 5

How long must a driver typically maintain an SR-22 filing in Montana after a qualifying offense?

Accepted Answer

3 years

Answer

Montana generally requires drivers to maintain SR-22 filing for 3 years following a suspension or serious traffic offense.

MT DMV - Montana Department of Motor Vehicle Practice Test

MT DMV - Montana Department of Motor Vehicle Practice Test

MT DMV Financial Responsibility and Insurance Requirements