MT DMV Financial Responsibility and Insurance Requirements

Question 1

What is the minimum bodily injury liability coverage required per person in Montana?

Accepted Answer

$25,000

Answer

$50,000

Answer

$10,000

Answer

$100,000

Question 2

What is the minimum bodily injury liability coverage required per accident in Montana?

Accepted Answer

$50,000

Answer

$25,000

Answer

$75,000

Answer

$100,000

Question 3

What is the minimum property damage liability coverage required in Montana?

Accepted Answer

$20,000

Answer

$10,000

Answer

$25,000

Answer

$50,000

Question 4

What does an SR-22 certificate filed with the Montana DMV certify?

Accepted Answer

Proof of financial responsibility

Answer

Vehicle ownership transfer

Answer

Completion of a driver's education course

Answer

Vehicle safety inspection

Question 5

How long must a driver typically maintain an SR-22 filing in Montana after a qualifying offense?

Accepted Answer

3 years

Answer

1 year

Answer

2 years

Answer

5 years

Question 6

Which of the following is NOT an acceptable proof of financial responsibility in Montana?

Accepted Answer

Bank credit card statement

Answer

Liability insurance ID card

Answer

Certificate of self-insurance

Answer

Surety bond

Question 7

What is one potential consequence of being caught driving without insurance in Montana?

Accepted Answer

Fine and possible license suspension

Answer

Verbal warning only

Answer

Automatic vehicle impoundment for 90 days

Answer

Mandatory jail sentence of 30 days