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Financial Responsibility and Insurance Requirements Flashcards

7 cards from real MT DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Financial Responsibility and Insurance Requirements flashcards as text

  1. What is the minimum bodily injury liability coverage required per person in Montana?

    Answer: $25,000

    Montana law requires a minimum of $25,000 bodily injury liability coverage per person involved in an accident.

  2. What is the minimum bodily injury liability coverage required per accident in Montana?

    Answer: $50,000

    Montana requires at least $50,000 per accident in bodily injury liability, part of the state's 25/50/20 minimum coverage.

  3. What is the minimum property damage liability coverage required in Montana?

    Answer: $20,000

    Montana's minimum property damage liability coverage is $20,000, completing the required 25/50/20 coverage limits.

  4. What does an SR-22 certificate filed with the Montana DMV certify?

    Answer: Proof of financial responsibility

    An SR-22 is a certificate filed by your insurance company with the DMV that certifies you carry the required minimum financial responsibility (insurance).

  5. How long must a driver typically maintain an SR-22 filing in Montana after a qualifying offense?

    Answer: 3 years

    Montana generally requires drivers to maintain SR-22 filing for 3 years following a suspension or serious traffic offense.

  6. Which of the following is NOT an acceptable proof of financial responsibility in Montana?

    Answer: Bank credit card statement

    A bank credit card statement is not a recognized form of financial responsibility; acceptable forms include insurance ID cards, self-insurance certificates, and surety bonds.

  7. What is one potential consequence of being caught driving without insurance in Montana?

    Answer: Fine and possible license suspension

    Driving without insurance in Montana is a misdemeanor that can result in a fine and suspension of driving privileges.

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Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

  1. mvdmt.gov — Test delivery, renewal, score validity, fees, eligibility · verified Oct 2026