Under RESPA, a 'controlled business arrangement' (now called an 'affiliated business arrangement') requires the lender to provide the borrower with a disclosure at or before the time of referral. What must this disclosure include?
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A
The nature of the relationship between the providers and an estimate of the second provider's charges
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B
Only the name and address of the affiliated business
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C
A guarantee that the borrower will receive a lower rate by using the affiliated business
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D
The lender's profit margin from the arrangement