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MN DVS Insurance and Financial Responsibility Flashcards

7 cards from real MN DVS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 MN DVS Insurance and Financial Responsibility flashcards as text

  1. What is the minimum bodily injury liability coverage required per person in Minnesota?

    Answer: $30,000

    Minnesota requires at least $30,000 in bodily injury liability coverage per person involved in an accident.

  2. Minnesota is classified as what type of auto insurance state?

    Answer: No-fault state

    Minnesota is a no-fault state, meaning each driver's own insurance pays for their medical expenses regardless of who caused the accident.

  3. What is the minimum Personal Injury Protection (PIP) coverage required in Minnesota?

    Answer: $40,000

    Minnesota requires a minimum of $40,000 in Personal Injury Protection (PIP) as part of its no-fault insurance system.

  4. What is the minimum property damage liability coverage required in Minnesota?

    Answer: $10,000

    Minnesota law requires a minimum of $10,000 in property damage liability coverage per accident.

  5. What is the minimum bodily injury liability coverage required per accident (all persons) in Minnesota?

    Answer: $60,000

    Minnesota requires $60,000 in bodily injury liability per accident to cover injuries to multiple people in one crash.

  6. Which of the following coverages is NOT mandated by Minnesota state law?

    Answer: Comprehensive coverage

    Comprehensive coverage is optional in Minnesota; it protects against non-collision events like theft or weather but is not legally required.

  7. What is the minimum uninsured motorist bodily injury coverage required in Minnesota?

    Answer: $25,000/$50,000

    Minnesota requires uninsured motorist bodily injury coverage of at least $25,000 per person and $50,000 per accident.

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Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

  1. dps.mn.gov — Retake fee, retake policy, time limit, renewal, test delivery, eligibility, score validity, fees · verified Oct 2026
  2. assets.dps.mn.gov — Exam format, passing score · verified Oct 2026