Cigna is an international insurance company that provides health, life, and accident coverages. Its headquarters are in Bloomfield, Connecticut, and it operates in more than 30 countries. It was founded in 1982 when two old companies merged.

The company’s global network embraces over 1 million physicians and healthcare professionals, as well as 68,000 pharmacies. Its product offerings include individual and family health insurance plans, Medicare Advantage, and supplemental insurance products.

It also sells group health insurance policies through employers and provides an accelerated death benefit rider to cover the cost of final expenses in the event of a terminal illness.

Many Cigna policies include access to telehealth providers, which allow members to receive medical advice or treatment remotely without going to the doctor’s office. This service is free for most of the company’s individual and family plans.

Cigna’s customer service is top-notch, and it provides 24-hour phone support. Its website is also a good resource for finding answers to questions, and it has several sections that explain the ins and outs of health insurance.